Re: Oh shite!!!!

Lucy Sun Jul 20, 2008 10:31 am

Hey I just remembered.. did you hear anything about those credit cards? If they wont give you an overdraft I expect they wont give you credit either. Saying that you don't have a job and your income is benefits. Maybe they don't count it like.. as much. Do you understand me?

Maybe you need to prove that you can afford to pay it back and because you don't have enough money as it is, they are thinking you wouldn't be able to pay it back. Dude you would get in so much debt. I hope no one gives you a card.

For me, no credit or store cards.
I'll do things on no interest plans but that's INTEREST FREE. Like my Argos card <3. I don't use it much though. Just things like my TV and things like that. Big things that I don't want to pay all in one go. Aha, I've only used it twice now I think.

In August I'll apply for a student account with the bank, they will give me a huge overdraft apprently and lots of free things. I haven't decided which bank to choose yet.

xxAmixx Thu Jul 17, 2008 4:56 pm

Iv tried to get one, beause i havent proved to the bank that i dont need one, they wont let me have one yet!

Lucy Thu Jul 17, 2008 4:54 pm

Now you're 18 you can have an organised overdraft, why don't you get a small one so when you go over it doesn't charge you? Even if it's like £20.

xxAmixx Thu Jul 17, 2008 9:57 am

Right now im £11 in the red, SHITE SHITE SHITE theres another charge!

Lucy Wed Jul 16, 2008 10:39 pm

I'm £33 positive, WOOT WOOT. I can't wait to get paid on Friday even though I wont be spending it. If I save my money and work 8 weeks before I go to Uni that means I'll have £2000 to go with for the entire year. I wont need a job and can just be a complete bum!

Only problem now is just waiting for results and actually finding out if I get in to Uni or not!

xxAmixx Wed Jul 16, 2008 9:57 am

Its kool dont worry bout it! Lucy owes me £10 anyhoo!

Luke Tue Jul 15, 2008 11:00 pm

did i say ya have to pay me back? its £10 i can live without it

xxAmixx Tue Jul 15, 2008 9:21 pm

Thanks for the offer but i really hate borrowing money from friends, unless i know for sure i can pay them back, parents on the other hand, theyre there to bail you out Very Happy

Luke Mon Jul 14, 2008 10:59 pm

i no i dont realy no ya but i hate to see friends in trubble i get payed in 2 weeks i supose i can give ya £10 its all i can spear for now

xxAmixx Mon Jul 14, 2008 4:40 pm

with another it wont b this difficult, im hoping they wont screw up my benefits and no i cant get any thing disconnected, you know, contracts really screw you over

Lucy Mon Jul 14, 2008 3:14 pm

dude... Maybe you should disconnect your landline.. do you need it? Or I assume you can't disconnect it. What's it going to be like with another kid huh?

xxAmixx Mon Jul 14, 2008 11:01 am

The clouds are moving so fast today, iv been sitting here wastching them for hours, just, thinking.
I think Ive made the word poor reach a whole new level.
I feel as though im a charity right now. For the last 2 months iv been left to live on £40 a week, its only in the last two weeks gone up to £70.
Ella gets through 2 tins of baby milk a week, so that comes to £14 just for feeding her!
Her nappies are £5 conners are £10 so there goes another £15.
Electric is £5 a week, which obviously, i cannot go with out.
I need to put up £1 a week for Gas, £7.50 for the internet and lappy, £10 for my mobile, £3.50 for the TV licence, £12 for the house phone, £10 for the water and £50 for the food.
shall we total this up so far?
£14
+£15
+£ 5
+£ 1
+£ 7.50
+£10
+£ 3.50
+£12
+£10
+£50
--------
£128.00
--------

Luckly my rent and Council tax is paid for me, otherwise i would have another £180 to pay!

As you can see, i cannot afford to live right now!

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